Privacy Acknowledgment & Consent
Under s, 18E of the Commonwealth privacy Act

In this statement:

Currency Card Pty Ltd ABN 13 119 394 213 as credit provider (hereinafter referred to as "CC"

The Applicant/s for credit below identified, being the individual/s whose information we collect and hold (hereafter “me”, “us”, “my”, “our”)

Collection of personal information

CC collects personal information (including the applicant’s full name, address and contact details) so that it may administer customer relationship with the applicant and provide the best service and products and services which CC administers through its relationship with other customers and members as well as providing the applicant with up to date information on its products and services.

Where it is necessary to do so, CC also collects information on individuals such as company directors and officers (where a company is a CC customer), as well as customers’ agents and persons dealing with CC on a ‘one off’ basis. The law can also require CC to collect personal information.

You must provide CC with accurate and relevant information

If the applicant provides CC with incomplete or inaccurate information, it may not be able to provide the applicant with the products or services the applicant is seeking.

Disclosure of credit information to a credit reporting agency.

Under Section 18E(8)(c) of the Privacy Act 1988 CC is permitted and hereby authorized to give to a credit reporting agency personal information about my/our credit application. The information which may be given to an agency is covered by Section 18E (1) of the Act and includes:

Such permitted particulars about me/us to enable identification.
The fact that I/We have applied for credit and the amount.
Payments which have become overdue more than 60 days and for which collection has commenced.
Advice that payments are no longer overdue.
Cheques drawn by me/us which have been dishonoured more than once.
In specific circumstances, that in your opinion I/We have committed a serious credit infringement.
That credit provided to me/us has been paid or otherwise discharged.

Personal information may also be disclosed to:

Brokers and agents who refer business to CC;
Valuers and insurers (where I/We are borrowing from CC to purchase goods or services);
Consultants or other organizations to whom CC outsources certain functions;
Such other persons or organizations from whom CC requires information necessary to provide goods or services to me/us.

Other members of our group of companies

I/We hereby permit CC under the terms of the Privacy Act to disclose personal information to other members of your group of companies to enable the group to have an integrated view of its customers and members.

In all circumstances where CC’s contractors, agents or consultants may become aware of personal information, confidentiality arrangements apply. Personal information may only be used by CC’s contractors, agents or consultants for your purposes.

CC may also disclose personal information to financial institutions and organizations at their request if I/We seek credit from them. I/We acknowledge that CC may be allowed or obliged to disclose personal information by law, e.g. under Court Orders or Statutory Notices pursuant to taxation or social security laws.

Obtaining credit and other information

CC may need to obtain personal information, including credit information, where I/We are seeking a loan, credit line, or other accommodation or services from CC or one of its group of companies.

Authority to obtain certain credit information

I/We agree to CC obtaining from a credit reporting agency a credit report about my/our consumer activities or consumer credit worthiness from a business which provides information about the consumer credit worthiness of persons (Section 18L(4) Privacy Act) 1988.

I/We agree to CC exchanging information with other credit providers (Section 18N (1)(b) Privacy Act 1988.

I/We agree to CC obtaining personal information about me/us from other credit providers, whose names I/We may have provided to you or that may be in a credit report, for the purpose of accessing my/our application for consumer credit, made to the company.

I/We agree to CC receiving from a credit reporting agency a credit report containing personal information about me/us in relation to collecting overdue payments.

Non-Disclosure of information

Other than as stipulated above, CC does not sell or pass credit or other personal information to any other person.

Please login

Privacy Acknowledgment & Consent Under s, 18E of the Commonwealth privacy Act